Term Deposits

What is a Term Deposit?

A Term deposit is a guaranteed investment that gives the investor a fixed investment rate for a set period of time. You have security and safety for both your original investment. We offer competitive interest rates that are guaranteed for the full term of the investment.


What are the benefits of a Term Deposit?

  • Guaranteed Investment rate
  • Deposit insured
  • Can be held inside various investment accounts (RRSP, RRIF, TFSA and non-registered)
  • You know the maturity value when the product is purchased
  • Redeemable and non-redeemable options
  • Escalator Term Deposit available 
  • Monthly Term Deposit Specials with Competitive Rates


Term Deposit Options

Registered & Non-Registered Redeemable

  • Redeemable anytime with no interest penalty
  • Minimum deposit of $500 ($100 for children)
  • Terms from 1 to 5 years


  • $1,000 minimum deposit ($500 for children)
  • Terms from 1 to 5 years
  • Not cashable until maturity
  • Interest paid monthly or annually for non-registered
  • RRSP’s, TFSA's and RRIF's compound annually

Escalator Term Deposit Account (RRIF not available)

  • Non-registered terms and RRSP’s are eligible
  • $1,000 minimum
  • 3 or 5 year terms available
  • Cashable annually at each anniversary
  • Interest paid annually for non-registered
  • RRSP's, TFSA's compound annually


Ready to get started?

To learn more about Term Deposits or to discuss your options, meet with one of our
knowledgeable and friendly wealth management professionals.

Call us at 613-966-4111 or visit your local branch 

Learn More


Connect With Us

Talk to a Quinte First wealth management professional today. 

Call Us
Visit Us
Find a branch
Contact Us Online
Send a message