Member Benefits

You have a say!

As a member of a co-operative, you have voting rights towards issues at the Annual General Meeting, as well as a vote to choose the Board of Directors.


Commitment to our Community!

100% of your deposits are invested back into the community, in the form of loans to purchase goods sold in the community, mortgages to purchase homes in the community and commercial loans to help local businesses grow. In addition to the monetary support, Quinte First employees support their local communities through volunteerism.


Great Rates and Special Member Offers!

Quinte First offers the same competitive products and services that the big banks do, except 100% of the decisions about the types of products we provide and the rates and investments we offer are all made locally.  Since you are an owner of Quinte First we make decisions based on what is in your best interest.


Share in Our Profits!

Being a member of Quinte First also gives you the opportunity to share in our annual profits, because when we do well you should too!


Convenient Access!

With 3 full service branches and 6 ATMs, two being drive thru, Quinte First is the largest branch network and the largest ATM network of any institution in the area.  A wide range of financial services like internet and telephone banking, our mobile app and deposit anywhere make it easy to manage your finances anytime and anywhere – securely and conveniently.


Access to over 4,000 Surcharge-Free ATMs!

Not only can you use 1 of our 6 ATMs surcharge free but you’ll have access to over 4,000 surcharge-free ATMs across Canada. Look for ATMs displaying THE EXCHANGE® and ACCULINK logos to bank ding free®.


Deposit Insurance

Eligible deposits in registered accounts have unlimited coverage through the Financial Services Regulatory Authority (FSRA). Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA). For further information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at